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Concept Testing for a Financial Product
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Fintech

Focus groups are a poor way to test anything you care about. So we fixed the method.

Structured Focus GroupConcept Testing
Case study
Concept Testing for a Financial Product
Industry
Fintech
Methods
Structured Focus Group, Concept Testing

The blind spot

Making big strategic calls based on focus groups, with no way to know if the loudest voice in the room is skewing every result.

The challenge

Get cleaner, more trustworthy concept testing data to support executive decisions; the existing focus group process was vulnerable to groupthink.

What I did

01

Audited the existing focus group process and identified the core failure mode: group discussion was happening before individual evaluation, so louder participants were anchoring everyone else's responses

02

Rebuilt the methodology: structured written evaluation by each participant before any group discussion began, so the team captured genuine individual reactions first

03

Applied the new approach to concept testing sessions evaluating multiple product concepts for a new loyalty rewards program

04

Synthesized findings into a clear hierarchy of concept viability the executive team could act on directly

From the project

Printed concept prototype used in concept testing sessions
Paper prototypes used in concept testing: each participant evaluated concepts individually before any group discussion.
Concept testing stimulus showing a push notification prototype
Push notification concept stimulus: testing how participants responded to reward offers at the lock screen.

What changed

Cleaner data, clearer direction, a greenlighted product.

The difference wasn't subtle. When you separate individual response from group influence, you get a different read on what people actually think. Some concepts that had looked viable in the old format looked weaker with cleaner data. Others that had been dismissed by loud voices turned out to have real traction. The executives had something they hadn't had before: a result they could trust. They greenlighted the product. The individual-first approach became the team's standard practice going forward, not just a one-time fix.

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